Downpayment Assistance Program
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Will County
Buying a home in Wilmington, IL
1 county program and 7 statewide.Wilmington has no program of its own, 1 across Will County, and 7 statewide. Here is what each one offers, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Wilmington
No program of Wilmington’s own yet
No program run for Wilmington alone is listed. A home in Wilmington can use Will County’s programs below, plus the Illinois statewide and federal ones.
The closest city that runs its own program is Joliet, about 15 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WillAnywhere in Will County
1 county program1 county program a Wilmington homebuyer can use
2 more programs are for homes in Joliet and Romeoville. See them 2 programs in neighboring cities — for homes inside those cities, not Wilmington
- Joliet — City of Joliet Down Payment Assistance Program
- Romeoville — Homebuyer Assistance
Income limits in Will County
How programs here set their income limits
$121,500
County area median income, 4 people (HUD)HUD area median income, Will County, 4-person household (2026)
13 of the 70 programs here set their income limit as a share of Will County’s area median income, adjusted for household size. See the published limits for Will County
Free help nearbyFree help near Wilmington
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Wilmington’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Downpayment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Illinois and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Wilmington questions
Does Wilmington have its own down payment program?
No program run for Wilmington alone is listed. A home in Wilmington can use the 1 program that cover Will County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Wilmington?
Wilmington’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Will County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Will County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Wilmington?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
60481
Nearby in Will
Sources
Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.