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Down payment assistance

Buying a home in Bunker Hill, IL

7 statewide.

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What’s local to Bunker Hill

No program run for Bunker Hill or for Macoupin County alone is listed. A home in Bunker Hill can use the Illinois statewide and federal programs below.

The closest city that runs its own program is Alton, about 16 miles away. City programs usually require the home to be inside that city’s limits.

The Bunker Hill market

Kinds of homes here

  • 82% single-family
  • 3.6% townhouse
  • 11.3% 2–4 units
  • 2.1% 5+ units
  • 1% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

77.4%

of Bunker Hill homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$96,200
County area median income, 4 people (HUD)
$75,917
Bunker Hill median household income

See the published limits for Macoupin County

Free help nearby

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Across Illinois and nationwide

69 statewide & federal programs

Bunker Hill questions

Does Bunker Hill have its own down payment program?

No program run for Bunker Hill alone is listed. A home in Bunker Hill can use the 7 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Bunker Hill?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Macoupin County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Macoupin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Bunker Hill?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

62014

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.