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Down payment assistance

Buying a home in Staunton, IL

7 statewide.

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What’s local to Staunton

No program run for Staunton or for Macoupin County alone is listed. A home in Staunton can use the Illinois statewide and federal programs below.

The closest city that runs its own program is Alton, about 23 miles away. City programs usually require the home to be inside that city’s limits.

The Staunton market

Kinds of homes here

  • 71.1% single-family
  • 2.8% townhouse
  • 9.4% 2–4 units
  • 6.8% 5+ units
  • 9.9% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

65.7%

of Staunton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$96,200
County area median income, 4 people (HUD)
$57,904
Staunton median household income

See the published limits for Macoupin County

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Across Illinois and nationwide

69 statewide & federal programs

Staunton questions

Does Staunton have its own down payment program?

No program run for Staunton alone is listed. A home in Staunton can use the 7 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Staunton?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Macoupin County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Macoupin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Staunton?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

62088

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.