See what you qualify for

Down payment assistance

Buying a home in Kingston, IL

1 county program and 7 statewide.

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What’s local to Kingston

No program run for Kingston alone is listed. A home in Kingston can use DeKalb County’s programs below, plus the Illinois statewide and federal ones.

The closest city that runs its own program is Rockford, about 21 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in DeKalb

1 county program

Income limits in DeKalb County

How programs here set their income limits

$112,500
County area median income, 4 people (HUD)

See the published limits for DeKalb County

Free help nearby

Free help from a HUD-approved housing counselor

Kingston’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Illinois and nationwide

69 statewide & federal programs

Kingston questions

Does Kingston have its own down payment program?

No program run for Kingston alone is listed. A home in Kingston can use the 1 program that cover DeKalb County and the 7 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Kingston?

Kingston’s one local program does not list condos as eligible. Habitat for Humanity of DeKalb County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in DeKalb County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for DeKalb County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Kingston?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

60145

Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.