See what you qualify for

Down payment assistance

Buying a home in Mackinaw, IL

7 statewide.

Find my programs

What’s local to Mackinaw

No program run for Mackinaw or for Tazewell County alone is listed. A home in Mackinaw can use the Illinois statewide and federal programs below.

The closest city that runs its own program is Peoria, about 16 miles away. City programs usually require the home to be inside that city’s limits.

The Mackinaw market

Kinds of homes here

  • 75.4% single-family
  • 5.6% townhouse
  • 7.8% 2–4 units
  • 6% 5+ units
  • 5.2% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

60.5%

of Mackinaw homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$106,100
County area median income, 4 people (HUD)
$67,292
Mackinaw median household income

See the published limits for Tazewell County

Free help nearby

Free help from a HUD-approved housing counselor

Create a free account to see who’s near you and pick one.

Find my counselor

Free account → 90-second match → your counselors · Sign in

Across Illinois and nationwide

69 statewide & federal programs

Mackinaw questions

Does Mackinaw have its own down payment program?

No program run for Mackinaw alone is listed. A home in Mackinaw can use the 7 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Mackinaw?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Tazewell County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Tazewell County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Mackinaw?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

61755

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.