INHP Down Payment Assistance
Deferred second loan · Income limits
Down payment assistance · Marion County
Buying a home in Lawrence, IN
1 county program and 8 statewide.Lawrence has no program of its own, 1 across Marion County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Lawrence
No program of Lawrence’s own yet
No program run for Lawrence alone is listed. A home in Lawrence can use Marion County’s programs below, plus the Indiana statewide and federal ones.
The closest city that runs its own program is Indianapolis, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MarionAnywhere in Marion County
1 county program1 county program a Lawrence homebuyer can use
2 more programs are for homes in Indianapolis. See them 2 programs in neighboring cities — for homes inside those cities, not Lawrence
- Indianapolis — Down Payment Assistance
- Indianapolis — Greater Indy Habitat for Humanity Homeownership Program
The Lawrence marketThe Lawrence housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lawrence
- 62.8% single-familysingle-family
- 5.6% townhousetownhouse
- 2.6% 2–4 units2–4 units
- 18.4% 5+ unitscondo & apartment buildings (5+ units)
- 10.5% mobile & othermobile home & other
About condos. Lawrence’s one local program does not list condos as eligible. INHP Down Payment Assistance lists single-family primary residence in marion county.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lawrence’s homes were built
pre-19401970s2020+
34.9%
of Lawrence homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$110,300
County area median income, 4 people (HUD)HUD area median income, Marion County, 4-person household (2026)
$74,022
Lawrence median household incomeMedian household income in Lawrence (Census, 2024)
13 of the 71 programs here set their income limit as a share of Marion County’s area median income, adjusted for household size. See the published limits for Marion County
Free help nearbyFree help near Lawrence
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
Lawrence’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.INHP Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Indiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Lawrence questions
Does Lawrence have its own down payment program?
No program run for Lawrence alone is listed. A home in Lawrence can use the 1 program that cover Marion County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lawrence?
Lawrence’s one local program does not list condos as eligible. INHP Down Payment Assistance lists single-family primary residence in marion county. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Marion County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Marion County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lawrence?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Lawrence. Create a free account and take the 90-second match to see the ones near you.
Nearby in Marion
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.