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Down payment assistance

Buying a home in McCordsville, IN

8 statewide.

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What’s local to McCordsville

No program run for McCordsville or for Hancock County alone is listed. A home in McCordsville can use the Indiana statewide and federal programs below.

The closest city that runs its own program is Indianapolis, about 16 miles away. City programs usually require the home to be inside that city’s limits.

The McCordsville market

Kinds of homes here

  • 91.2% single-family
  • 0.4% townhouse
  • 0.4% 2–4 units
  • 7.9% 5+ units
  • 0% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

14.4%

of McCordsville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$110,300
County area median income, 4 people (HUD)
$110,692
McCordsville median household income

See the published limits for Hancock County

Free help nearby

5 HUD-approved counseling agencies within 15 miles

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Across Indiana and nationwide

70 statewide & federal programs

McCordsville questions

Does McCordsville have its own down payment program?

No program run for McCordsville alone is listed. A home in McCordsville can use the 8 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in McCordsville?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Hancock County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Hancock County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near McCordsville?

HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of McCordsville. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

46055

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.