Lawrence Habitat for Humanity Homebuyer Program (Affordable Homeownership)
First mortgage · New construction · Income limits
Down payment assistance · Douglas County
Buying a home in Baldwin City, KS
1 county program and 7 statewide.Baldwin City has no program of its own, 1 across Douglas County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Baldwin City
No program of Baldwin City’s own yet
No program run for Baldwin City alone is listed. A home in Baldwin City can use Douglas County’s programs below, plus the Kansas statewide and federal ones.
The closest city that runs its own program is Lawrence, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in DouglasAnywhere in Douglas County
1 county program1 county program a Baldwin City homebuyer can use
1 more program is for homes in Lawrence. See them 1 program in neighboring cities — for homes inside those cities, not Baldwin City
- Lawrence — Lawrence Community Housing Trust (Tenants to Homeowners) Home Purchase Program
The Baldwin City marketThe Baldwin City housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Baldwin City
- 72.7% single-familysingle-family
- 4.9% townhousetownhouse
- 12.3% 2–4 units2–4 units
- 6.7% 5+ unitscondo & apartment buildings (5+ units)
- 3.4% mobile & othermobile home & other
About condos. Baldwin City’s one local program does not list condos as eligible. Lawrence Habitat for Humanity Homebuyer Program (Affordable Homeownership) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Baldwin City’s homes were built
pre-19401970s2020+
41.8%
of Baldwin City homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$110,400
County area median income, 4 people (HUD)HUD area median income, Douglas County, 4-person household (2026)
$72,941
Baldwin City median household incomeMedian household income in Baldwin City (Census, 2024)
13 of the 70 programs here set their income limit as a share of Douglas County’s area median income, adjusted for household size. See the published limits for Douglas County
Free help nearbyFree help near Baldwin City
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Baldwin City’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Lawrence Habitat for Humanity Homebuyer Program (Affordable Homeownership) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Kansas and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Baldwin City questions
Does Baldwin City have its own down payment program?
No program run for Baldwin City alone is listed. A home in Baldwin City can use the 1 program that cover Douglas County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Baldwin City?
Baldwin City’s one local program does not list condos as eligible. Lawrence Habitat for Humanity Homebuyer Program (Affordable Homeownership) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Douglas County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Douglas County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Baldwin City?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Baldwin City. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
66006
Nearby in Douglas
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.