Homeownership Set-aside Program Plus (HSP+)
Assistance grant · Forgiven over 5 yrs · Income limits
Down payment assistance · Kearny County
Buying a home in Lakin, KS
1 county program and 7 statewide.Lakin has no program of its own, 1 across Kearny County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Lakin
No program of Lakin’s own yet
No program run for Lakin alone is listed. A home in Lakin can use Kearny County’s programs below, plus the Kansas statewide and federal ones.
The closest city that runs its own program is Liberal, about 65 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KearnyAnywhere in Kearny County
1 county program1 county program a Lakin homebuyer can use
The Lakin marketThe Lakin housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lakin
- 83% single-familysingle-family
- 2.2% townhousetownhouse
- 6% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 8.8% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lakin’s homes were built
pre-19401970s2020+
71%
of Lakin homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$95,700
County area median income, 4 people (HUD)HUD area median income, Kearny County, 4-person household (2026)
$89,514
Lakin median household incomeMedian household income in Lakin (Census, 2024)
14 of the 70 programs here set their income limit as a share of Kearny County’s area median income, adjusted for household size. See the published limits for Kearny County
Free help nearbyFree help near Lakin
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Lakin’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Homeownership Set-aside Program Plus (HSP+) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Kansas and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Lakin questions
Does Lakin have its own down payment program?
No program run for Lakin alone is listed. A home in Lakin can use the 1 program that cover Kearny County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lakin?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Kearny County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Kearny County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lakin?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
67860
Nearby in Kearny
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.