First mortgage
Habitat for Humanity of the Northern Flint Hills Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Riley County
Buying a home in Manhattan, KS
1 Manhattan program and 7 statewide.Manhattan has 1 program of its own, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Manhattan addresses
Manhattan’s own program
The Manhattan marketThe Manhattan housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Manhattan
- 48.2% single-familysingle-family
- 8.3% townhousetownhouse
- 9.5% 2–4 units2–4 units
- 30.7% 5+ unitscondo & apartment buildings (5+ units)
- 3.3% mobile & othermobile home & other
About condos. Manhattan’s one local program does not list condos as eligible. Habitat for Humanity of the Northern Flint Hills Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Manhattan’s homes were built
pre-19401970s2020+
46.6%
of Manhattan homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$112,000
County area median income, 4 people (HUD)HUD area median income, Riley County, 4-person household (2026)
$60,172
Manhattan median household incomeMedian household income in Manhattan (Census, 2024)
13 of the 70 programs here set their income limit as a share of Riley County’s area median income, adjusted for household size. See the published limits for Riley County
Free help nearbyFree help near Manhattan
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Manhattan’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of the Northern Flint Hills Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Kansas and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Manhattan questions
Does Manhattan have its own down payment program?
Yes, one: Habitat for Humanity of the Northern Flint Hills Homeownership Program, a first mortgage for first-time homebuyers (new construction, income limits). It is for homes inside Manhattan.
Can I use assistance on a condo in Manhattan?
Manhattan’s one local program does not list condos as eligible. Habitat for Humanity of the Northern Flint Hills Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Riley County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Riley County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Manhattan?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
66502 · 66503 · 66505 · 66506
Nearby in Riley
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.