Bayou Area Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Lafourche Parish
Buying a home in Cut Off, LA
1 county program and 8 statewide.Cut Off has no program of its own, 1 across Lafourche Parish, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Cut Off
No program of Cut Off’s own yet
No program run for Cut Off alone is listed. A home in Cut Off can use Lafourche Parish’s programs below, plus the Louisiana statewide and federal ones.
The closest city that runs its own program is Kenner, about 32 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in LafourcheAnywhere in Lafourche Parish
1 county program1 county program a Cut Off homebuyer can use
The Cut Off marketThe Cut Off housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Cut Off
- 74.8% single-familysingle-family
- 1.1% townhousetownhouse
- 2.4% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 21.7% mobile & othermobile home & other
About condos. Cut Off’s one local program does not list condos as eligible. Bayou Area Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Cut Off’s homes were built
pre-19401970s2020+
56.4%
of Cut Off homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$86,600
County area median income, 4 people (HUD)HUD area median income, Lafourche Parish, 4-person household (2026)
$67,941
Cut Off median household incomeMedian household income in Cut Off (Census, 2024)
12 of the 71 programs here set their income limit as a share of Lafourche Parish’s area median income, adjusted for household size. See the published limits for Lafourche Parish
Free help nearbyFree help near Cut Off
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Cut Off’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Bayou Area Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Louisiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - LouisianaUp to $20,000 · Assistance grant
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) ProgramUp to $2,000 · Mortgage credit certificate
- HOPE Credit Union Affordable Housing ProgramAssistance available · Down-payment assistance
Cut Off questions
Does Cut Off have its own down payment program?
No program run for Cut Off alone is listed. A home in Cut Off can use the 1 program that cover Lafourche Parish and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Cut Off?
Cut Off’s one local program does not list condos as eligible. Bayou Area Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lafourche Parish?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Lafourche Parish, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Cut Off?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
70345
Nearby in Lafourche
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.