LPTFA First Time Homebuyers Downpayment Assistance Program
Repayable second loan · New construction · Income limits
Down payment assistance · Lafayette Parish
Buying a home in Ossun, LA
2 county programs and 8 statewide.Ossun has no program of its own, 2 across Lafayette Parish, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Ossun
No program of Ossun’s own yet
No program run for Ossun alone is listed. A home in Ossun can use Lafayette Parish’s programs below, plus the Louisiana statewide and federal ones.
The closest city that runs its own program is Lafayette, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in LafayetteAnywhere in Lafayette Parish
2 county programs2 county programs a Ossun homebuyer can use
1 more program is for homes in Lafayette. See them 1 program in neighboring cities — for homes inside those cities, not Ossun
- Lafayette — Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance Program
The Ossun marketThe Ossun housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ossun
- 55.6% single-familysingle-family
- 1.3% townhousetownhouse
- 1.3% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 41.7% mobile & othermobile home & other
Condos count. 1 of Ossun’s 2 local and county programs accept condos. Lafayette Habitat for Humanity Affordable Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ossun’s homes were built
pre-19401970s2020+
25.2%
of Ossun homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$90,300
County area median income, 4 people (HUD)HUD area median income, Lafayette Parish, 4-person household (2026)
$40,810
Ossun median household incomeMedian household income in Ossun (Census, 2024)
12 of the 72 programs here set their income limit as a share of Lafayette Parish’s area median income, adjusted for household size. See the published limits for Lafayette Parish
Free help nearbyFree help near Ossun
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Louisiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - LouisianaUp to $20,000 · Assistance grant
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) ProgramUp to $2,000 · Mortgage credit certificate
- HOPE Credit Union Affordable Housing ProgramAssistance available · Down-payment assistance
Ossun questions
Does Ossun have its own down payment program?
No program run for Ossun alone is listed. A home in Ossun can use the 2 programs that cover Lafayette Parish and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Ossun?
1 of Ossun’s 2 local and county programs accept condos. Lafayette Habitat for Humanity Affordable Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lafayette Parish?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Lafayette Parish, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ossun?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Ossun. Create a free account and take the 90-second match to see the ones near you.
Nearby in Lafayette
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.