Finance Authority of St. Tammany Parish (FASTP) Down Payment Assistance Program
Assistance grant · Income limits
Down payment assistance · St. Tammany Parish
Buying a home in Pearl River, LA
1 county program and 8 statewide.Pearl River has no program of its own, 1 across St. Tammany Parish, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Pearl River
No program of Pearl River’s own yet
No program run for Pearl River alone is listed. A home in Pearl River can use St. Tammany Parish’s programs below, plus the Louisiana statewide and federal ones.
The closest city that runs its own program is Slidell, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in St. TammanyAnywhere in St. Tammany Parish
1 county program1 county program a Pearl River homebuyer can use
The Pearl River marketThe Pearl River housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Pearl River
- 78.8% single-familysingle-family
- 1.3% townhousetownhouse
- 2.2% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 17.8% mobile & othermobile home & other
About condos. Pearl River’s one local program does not list condos as eligible. Finance Authority of St. Tammany Parish (FASTP) Down Payment Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Pearl River’s homes were built
pre-19401970s2020+
28.8%
of Pearl River homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$107,700
County area median income, 4 people (HUD)HUD area median income, St. Tammany Parish, 4-person household (2026)
$56,719
Pearl River median household incomeMedian household income in Pearl River (Census, 2024)
11 of the 71 programs here set their income limit as a share of St. Tammany Parish’s area median income, adjusted for household size. See the published limits for St. Tammany Parish
Free help nearbyFree help near Pearl River
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Louisiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - LouisianaUp to $20,000 · Assistance grant
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) ProgramUp to $2,000 · Mortgage credit certificate
- HOPE Credit Union Affordable Housing ProgramAssistance available · Down-payment assistance
Pearl River questions
Does Pearl River have its own down payment program?
No program run for Pearl River alone is listed. A home in Pearl River can use the 1 program that cover St. Tammany Parish and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Pearl River?
Pearl River’s one local program does not list condos as eligible. Finance Authority of St. Tammany Parish (FASTP) Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in St. Tammany Parish?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for St. Tammany Parish, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pearl River?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
70452
Nearby in St. Tammany
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.