City of Lake Charles Down Payment and Closing Cost Assistance Program
City of Lake Charles Community Development Department
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance
72 programs a Prien buyer could use — grants, forgivable loans, and tax credits. Free to explore, no SSN, no credit pull.
Free forever · No credit pull · 90 seconds
Programs available
Open to first-time buyers
Forgivable
Largest award
City of Lake Charles Community Development Department
Forgivable loan · Forgiven over 5 yrs · Income limits
The Fuller Center for Housing of Southwest Louisiana, Inc.
Down-payment assistance · New construction · Income limits
Federal Home Loan Bank of Dallas (FHLB Dallas)
Assistance grant · Forgiven over 5 yrs · Income limits
Louisiana Housing Corporation
Mortgage credit certificate · New construction · Income limits
Hope Credit Union (Hope Enterprise Corporation)
Down-payment assistance · Income limits
Louisiana Housing Corporation
Silent second · Forgiven over 5 yrs · Income limits
Assistance grant · New construction · Income limits
Assistance grant · New construction · Income limits
Deferred second loan · New construction · Income limits
Assistance grant · New construction · Income limits
Assistance grant · Income limits
First mortgage
Assistance grant · Income limits
Deferred second loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · New construction
Forgivable loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · New construction · Income limits
Assistance grant
Deferred second loan · Forgiven over 3 yrs · Income limits
Assistance grant
Assistance grant
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Shared-appreciation loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Assistance grant · New construction · Income limits
Assistance grant
Assistance grant
Assistance grant · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
First mortgage · Income limits
Assistance grant · Income limits
What’s local to Prien
There are no programs run by Prien itself. A Prien buyer uses Calcasieu Parish’s programs, plus the statewide and federal ones above — all of which are open to them.
The closest city that runs its own program is Lake Charles, about 5 miles away. City programs usually require the home to be inside that city’s limits — worth checking if you’re still choosing where to buy.
HUD puts the 2026 area median income for Calcasieu Parish at $93,000 for a four-person household. 12 of the programs listed here set an income limit as a percentage of that figure, which is why the same program admits a different income in a different county. Published limits for Louisiana →
90-second match
Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.
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