First Time Home Buyers Settlement Expense Loan Program (SELP)
Deferred second loan · New construction · Income limits
Down payment assistance · Charles County
Buying a home in Indian Head, MD
2 county programs and 19 statewide.Indian Head has no program of its own, 2 across Charles County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Indian Head
No program of Indian Head’s own yet
No program run for Indian Head alone is listed. A home in Indian Head can use Charles County’s programs below, plus the Maryland statewide and federal ones.
The closest city that runs its own program is College Park, about 29 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CharlesAnywhere in Charles County
2 county programs2 county programs a Indian Head homebuyer can use
The Indian Head marketThe Indian Head housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Indian Head
- 61.1% single-familysingle-family
- 36.8% townhousetownhouse
- 0.5% 2–4 units2–4 units
- 0.7% 5+ unitscondo & apartment buildings (5+ units)
- 0.8% mobile & othermobile home & other
Condos count. All 2 of Indian Head’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Indian Head’s homes were built
pre-19401970s2020+
49%
of Indian Head homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
County area median income, 4 people (HUD)HUD area median income, Charles County, 4-person household (2026)
$89,063
Indian Head median household incomeMedian household income in Indian Head (Census, 2024)
19 of the 83 programs here set their income limit as a share of Charles County’s area median income, adjusted for household size. See the published limits for Charles County
Free help nearbyFree help near Indian Head
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maryland and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Indian Head questions
Does Indian Head have its own down payment program?
No program run for Indian Head alone is listed. A home in Indian Head can use the 2 programs that cover Charles County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Indian Head?
All 2 of Indian Head’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Charles County?
Each program sets its own. 19 of the programs here set theirs as a share of HUD’s area median income for Charles County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Indian Head?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Indian Head. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
20640
Nearby in Charles
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.