Montgomery Homeownership Program
Deferred second loan · New construction · Income limits
Down payment assistance · Montgomery County
Buying a home in North Kensington, MD
5 county programs and 19 statewide.North Kensington has no program of its own, 5 across Montgomery County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to North Kensington
No program of North Kensington’s own yet
No program run for North Kensington alone is listed. A home in North Kensington can use Montgomery County’s programs below, plus the Maryland statewide and federal ones.
The closest city that runs its own program is Rockville, about 6 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MontgomeryAnywhere in Montgomery County
5 county programs5 county programs a North Kensington homebuyer can use
2 more programs are for homes in Gaithersburg and Rockville. See them 2 programs in neighboring cities — for homes inside those cities, not North Kensington
- Gaithersburg — Gaithersburg Homebuyer Assistance Loan Program (GHALP)
- Rockville — City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program
The North Kensington marketThe North Kensington housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in North Kensington
- 73.3% single-familysingle-family
- 8.3% townhousetownhouse
- 0.9% 2–4 units2–4 units
- 17.4% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. All 5 of North Kensington’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When North Kensington’s homes were built
pre-19401970s2020+
83.5%
of North Kensington homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
County area median income, 4 people (HUD)HUD area median income, Montgomery County, 4-person household (2026)
$135,040
North Kensington median household incomeMedian household income in North Kensington (Census, 2024)
17 of the 86 programs here set their income limit as a share of Montgomery County’s area median income, adjusted for household size. See the published limits for Montgomery County
Free help nearbyFree help near North Kensington
36 HUD-approved counseling agencies within 15 miles36 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maryland and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
North Kensington questions
Does North Kensington have its own down payment program?
No program run for North Kensington alone is listed. A home in North Kensington can use the 5 programs that cover Montgomery County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in North Kensington?
All 5 of North Kensington’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Montgomery County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Montgomery County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near North Kensington?
HUD-approved housing counseling agencies teach homebuyer classes, and 36 agencies are within 15 miles of North Kensington. Create a free account and take the 90-second match to see the ones near you.
Nearby in Montgomery
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.