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Down payment assistance

Buying a home in Rising Sun, MD

19 statewide.

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What’s local to Rising Sun

No program run for Rising Sun or for Cecil County alone is listed. A home in Rising Sun can use the Maryland statewide and federal programs below.

The closest city that runs its own program is Baltimore, about 41 miles away. City programs usually require the home to be inside that city’s limits.

The Rising Sun market

Kinds of homes here

  • 53.9% single-family
  • 14.8% townhouse
  • 10% 2–4 units
  • 16.2% 5+ units
  • 5% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

38.2%

of Rising Sun homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$122,700
County area median income, 4 people (HUD)
$85,563
Rising Sun median household income

See the published limits for Cecil County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

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Across Maryland and nationwide

81 statewide & federal programs

Rising Sun questions

Does Rising Sun have its own down payment program?

No program run for Rising Sun alone is listed. A home in Rising Sun can use the 19 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Rising Sun?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Cecil County?

Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Cecil County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Rising Sun?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Rising Sun. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

21911

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.