Deferred second loan
Auburn-Lewiston HOME Consortium HOMEbuyer Assistance Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Androscoggin County
Buying a home in Auburn, ME
1 Auburn program and 12 statewide.Auburn has 1 program of its own, and 12 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Auburn addresses
Auburn’s own program
The Auburn marketThe Auburn housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Auburn
- 52.5% single-familysingle-family
- 3.6% townhousetownhouse
- 26.4% 2–4 units2–4 units
- 15.9% 5+ unitscondo & apartment buildings (5+ units)
- 1.6% mobile & othermobile home & other
About condos. Auburn’s one local program does not list condos as eligible. Auburn-Lewiston HOME Consortium HOMEbuyer Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Auburn’s homes were built
pre-19401970s2020+
73.8%
of Auburn homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$96,600
County area median income, 4 people (HUD)HUD area median income, Androscoggin County, 4-person household (2026)
$66,647
Auburn median household incomeMedian household income in Auburn (Census, 2024)
13 of the 75 programs here set their income limit as a share of Androscoggin County’s area median income, adjusted for household size. See the published limits for Androscoggin County
Free help nearbyFree help near Auburn
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Auburn’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Auburn-Lewiston HOME Consortium HOMEbuyer Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maine and nationwide
74 statewide & federal programs12 statewide programs, plus federal options
Auburn questions
Does Auburn have its own down payment program?
Yes, one: Auburn-Lewiston HOME Consortium HOMEbuyer Assistance Program, a deferred second loan for first-time homebuyers (new construction, income limits). It is for homes inside Auburn.
Can I use assistance on a condo in Auburn?
Auburn’s one local program does not list condos as eligible. Auburn-Lewiston HOME Consortium HOMEbuyer Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Androscoggin County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Androscoggin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Auburn?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
04210 · 04211 · 04212
Nearby in Androscoggin
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.