Auburn-Lewiston HOME Consortium HOMEbuyer Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Androscoggin County
Buying a home in Poland, ME
1 county program and 12 statewide.Poland has no program of its own, 1 across Androscoggin County, and 12 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Poland
No program of Poland’s own yet
No program run for Poland alone is listed. A home in Poland can use Androscoggin County’s programs below, plus the Maine statewide and federal ones.
The closest city that runs its own program is Bangor, about 95 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in AndroscogginAnywhere in Androscoggin County
1 county program1 county program a Poland homebuyer can use
Income limits in Androscoggin County
How programs here set their income limits
$96,600
County area median income, 4 people (HUD)HUD area median income, Androscoggin County, 4-person household (2026)
13 of the 75 programs here set their income limit as a share of Androscoggin County’s area median income, adjusted for household size. See the published limits for Androscoggin County
Free help nearbyFree help near Poland
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Poland’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Auburn-Lewiston HOME Consortium HOMEbuyer Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maine and nationwide
74 statewide & federal programs12 statewide programs, plus federal options
Poland questions
Does Poland have its own down payment program?
No program run for Poland alone is listed. A home in Poland can use the 1 program that cover Androscoggin County and the 12 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Poland?
Poland’s one local program does not list condos as eligible. Auburn-Lewiston HOME Consortium HOMEbuyer Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Androscoggin County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Androscoggin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Poland?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Poland. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
04274
Nearby in Androscoggin
Sources
Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.