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Down payment assistance

Buying a home in Biddeford, ME

1 county program and 12 statewide.

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What’s local to Biddeford

No program run for Biddeford alone is listed. A home in Biddeford can use York County’s programs below, plus the Maine statewide and federal ones.

The closest city that runs its own program is Bangor, about 123 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in York

1 county program

The Biddeford market

Kinds of homes here

  • 40.6% single-family
  • 2.1% townhouse
  • 33.6% 2–4 units
  • 22.3% 5+ units
  • 1.4% mobile & other

About condos. Biddeford’s one local program does not list condos as eligible. Habitat for Humanity of York County (ME) Homeownership Program lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

73.6%

of Biddeford homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$106,800
County area median income, 4 people (HUD)
$72,333
Biddeford median household income

See the published limits for York County

Free help nearby

Free help from a HUD-approved housing counselor

Biddeford’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Maine and nationwide

74 statewide & federal programs

Biddeford questions

Does Biddeford have its own down payment program?

No program run for Biddeford alone is listed. A home in Biddeford can use the 1 program that cover York County and the 12 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Biddeford?

Biddeford’s one local program does not list condos as eligible. Habitat for Humanity of York County (ME) Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in York County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for York County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Biddeford?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

04005 · 04007

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.