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Down payment assistance

Buying a home in West Kennebunk, ME

1 county program and 12 statewide.

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What’s local to West Kennebunk

No program run for West Kennebunk alone is listed. A home in West Kennebunk can use York County’s programs below, plus the Maine statewide and federal ones.

The closest city that runs its own program is Bangor, about 131 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in York

1 county program

The West Kennebunk market

Kinds of homes here

  • 86.9% single-family
  • 7.9% townhouse
  • 0% 2–4 units
  • 0% 5+ units
  • 5.2% mobile & other

About condos. West Kennebunk’s one local program does not list condos as eligible. Habitat for Humanity of York County (ME) Homeownership Program lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

50.4%

of West Kennebunk homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$106,800
County area median income, 4 people (HUD)
$124,167
West Kennebunk median household income

See the published limits for York County

Free help nearby

1 HUD-approved counseling agency within 15 miles

West Kennebunk’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Maine and nationwide

74 statewide & federal programs

West Kennebunk questions

Does West Kennebunk have its own down payment program?

No program run for West Kennebunk alone is listed. A home in West Kennebunk can use the 1 program that cover York County and the 12 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in West Kennebunk?

West Kennebunk’s one local program does not list condos as eligible. Habitat for Humanity of York County (ME) Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in York County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for York County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near West Kennebunk?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of West Kennebunk. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

04094

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.