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Down payment assistance

Buying a home in Bridgton, ME

1 county program and 12 statewide.

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What’s local to Bridgton

No program run for Bridgton alone is listed. A home in Bridgton can use Cumberland County’s programs below, plus the Maine statewide and federal ones.

The closest city that runs its own program is Bangor, about 109 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Cumberland

1 county program

The Bridgton market

Kinds of homes here

  • 79% single-family
  • 3.1% townhouse
  • 11.9% 2–4 units
  • 1.7% 5+ units
  • 4.4% mobile & other

About condos. Bridgton’s one local program does not list condos as eligible. Habitat for Humanity of Greater Portland Homeownership Program lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

61.5%

of Bridgton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$110,800
County area median income, 4 people (HUD)
$55,428
Bridgton median household income

See the published limits for Cumberland County

Free help nearby

Free help from a HUD-approved housing counselor

Bridgton’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Maine and nationwide

74 statewide & federal programs

Bridgton questions

Does Bridgton have its own down payment program?

No program run for Bridgton alone is listed. A home in Bridgton can use the 1 program that cover Cumberland County and the 12 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Bridgton?

Bridgton’s one local program does not list condos as eligible. Habitat for Humanity of Greater Portland Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Cumberland County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Cumberland County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Bridgton?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

04009

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.