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Down payment assistance

Buying a home in Center Line, MI

1 county program and 9 statewide.

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What’s local to Center Line

No program run for Center Line alone is listed. A home in Center Line can use Macomb County’s programs below, plus the Michigan statewide and federal ones.

The closest city that runs its own program is Warren, about 1 mile away. City programs usually require the home to be inside that city’s limits.

Anywhere in Macomb

1 county program

1 more program is for homes in Warren. See them
  • Warren — City of Warren Direct Homebuyer Assistance Program (HOME)

The Center Line market

Kinds of homes here

  • 57.7% single-family
  • 7.1% townhouse
  • 4.5% 2–4 units
  • 30.7% 5+ units
  • 0% mobile & other

About condos. Center Line’s one local program does not list condos as eligible. Macomb County Habitat for Humanity Home Buyer Program lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

86.6%

of Center Line homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$104,800
County area median income, 4 people (HUD)
$54,703
Center Line median household income

See the published limits for Macomb County

Free help nearby

24 HUD-approved counseling agencies within 15 miles

Center Line’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Free account → 90-second match → your counselors · Sign in

Across Michigan and nationwide

71 statewide & federal programs

Center Line questions

Does Center Line have its own down payment program?

No program run for Center Line alone is listed. A home in Center Line can use the 1 program that cover Macomb County and the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Center Line?

Center Line’s one local program does not list condos as eligible. Macomb County Habitat for Humanity Home Buyer Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Macomb County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Macomb County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Center Line?

HUD-approved housing counseling agencies teach homebuyer classes, and 24 agencies are within 15 miles of Center Line. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

48015

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.