Forgivable loan
City of Warren Direct Homebuyer Assistance Program (HOME)
First-time homebuyers · Income limits · Single Family
Down payment assistance · Macomb County
Buying a home in Warren, MI
1 Warren program, 1 county program and 9 statewide.Warren has 1 program of its own, 1 more across Macomb County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Warren addresses
Warren’s own program
Anywhere in MacombAnywhere in Macomb County
1 county program1 county program a Warren homebuyer can also use
The Warren marketThe Warren housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Warren
- 75% single-familysingle-family
- 7.3% townhousetownhouse
- 3.6% 2–4 units2–4 units
- 11.3% 5+ unitscondo & apartment buildings (5+ units)
- 2.7% mobile & othermobile home & other
About condos. None of Warren’s 2 local and county programs list condos as eligible. City of Warren Direct Homebuyer Assistance Program (HOME) lists single family. Macomb County Habitat for Humanity Home Buyer Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Warren’s homes were built
pre-19401970s2020+
83.4%
of Warren homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,800
County area median income, 4 people (HUD)HUD area median income, Macomb County, 4-person household (2026)
$64,016
Warren median household incomeMedian household income in Warren (Census, 2024)
13 of the 73 programs here set their income limit as a share of Macomb County’s area median income, adjusted for household size. See the published limits for Macomb County
Free help nearbyFree help near Warren
24 HUD-approved counseling agencies within 15 miles24 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Warren questions
Does Warren have its own down payment program?
Yes, one: City of Warren Direct Homebuyer Assistance Program (HOME), a forgivable loan for first-time homebuyers (forgiven over 5 yrs, income limits). It is for homes inside Warren.
Can I use assistance on a condo in Warren?
None of Warren’s 2 local and county programs list condos as eligible. City of Warren Direct Homebuyer Assistance Program (HOME) lists single family. Macomb County Habitat for Humanity Home Buyer Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Macomb County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Macomb County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Warren?
HUD-approved housing counseling agencies teach homebuyer classes, and 24 agencies are within 15 miles of Warren. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48088 · 48089 · 48090 · 48091 · 48092 · 48093 · 48397
Nearby in Macomb
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.