Detroit Down Payment Assistance Program
Assistance grant · Forgiven over 3 yrs · Income limits
Down payment assistance · Wayne County
Buying a home in Dearborn Heights, MI
2 county programs and 9 statewide.Dearborn Heights has no program of its own, 2 across Wayne County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Dearborn Heights
No program of Dearborn Heights’s own yet
No program run for Dearborn Heights alone is listed. A home in Dearborn Heights can use Wayne County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Livonia, about 5 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WayneAnywhere in Wayne County
2 county programs2 county programs a Dearborn Heights homebuyer can use
6 more programs are for homes in Taylor, Detroit, Lincoln Park, Livonia and Westland. See them 6 programs in neighboring cities — for homes inside those cities, not Dearborn Heights
- Taylor — City of Taylor Home Down Payment Assistance (DPA) Program
- Detroit — Newberry Affordable Homeownership Program (Down Payment Assistance)
- Lincoln Park — City of Lincoln Park Down Payment Assistance for First-Time Homebuyers
- Livonia — City of Livonia Down Payment Assistance for First-Time Homebuyers
- Westland — City of Westland Homebuyer Program
- Detroit — Habitat for Humanity Detroit Homeownership Program
The Dearborn Heights marketThe Dearborn Heights housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Dearborn Heights
- 86.8% single-familysingle-family
- 1.7% townhousetownhouse
- 2.5% 2–4 units2–4 units
- 7.5% 5+ unitscondo & apartment buildings (5+ units)
- 1.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Dearborn Heights’s homes were built
pre-19401970s2020+
90%
of Dearborn Heights homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,800
County area median income, 4 people (HUD)HUD area median income, Wayne County, 4-person household (2026)
$60,391
Dearborn Heights median household incomeMedian household income in Dearborn Heights (Census, 2024)
14 of the 73 programs here set their income limit as a share of Wayne County’s area median income, adjusted for household size. See the published limits for Wayne County
Free help nearbyFree help near Dearborn Heights
19 HUD-approved counseling agencies within 15 miles19 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Dearborn Heights questions
Does Dearborn Heights have its own down payment program?
No program run for Dearborn Heights alone is listed. A home in Dearborn Heights can use the 2 programs that cover Wayne County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Dearborn Heights?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Wayne County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Wayne County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Dearborn Heights?
HUD-approved housing counseling agencies teach homebuyer classes, and 19 agencies are within 15 miles of Dearborn Heights. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48125 · 48127
Nearby in Wayne
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.