Forgivable loan
City of Westland Homebuyer Program
Income limits · Single Family · Condo · Manufactured
Down payment assistance · Wayne County
Buying a home in Westland, MI
1 Westland program, 2 county programs and 9 statewide.Westland has 1 program of its own, 2 more across Wayne County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Westland addresses
Westland’s own program
Anywhere in WayneAnywhere in Wayne County
2 county programs2 county programs a Westland homebuyer can also use
5 more programs are for homes in Taylor, Detroit, Lincoln Park and Livonia. See them 5 programs in neighboring cities — for homes inside those cities, not Westland
- Taylor — City of Taylor Home Down Payment Assistance (DPA) Program
- Detroit — Newberry Affordable Homeownership Program (Down Payment Assistance)
- Lincoln Park — City of Lincoln Park Down Payment Assistance for First-Time Homebuyers
- Livonia — City of Livonia Down Payment Assistance for First-Time Homebuyers
- Detroit — Habitat for Humanity Detroit Homeownership Program
The Westland marketThe Westland housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Westland
- 57.6% single-familysingle-family
- 7.4% townhousetownhouse
- 5.4% 2–4 units2–4 units
- 27.5% 5+ unitscondo & apartment buildings (5+ units)
- 2.1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Westland’s homes were built
pre-19401970s2020+
71.9%
of Westland homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,800
County area median income, 4 people (HUD)HUD area median income, Wayne County, 4-person household (2026)
$62,076
Westland median household incomeMedian household income in Westland (Census, 2024)
15 of the 74 programs here set their income limit as a share of Wayne County’s area median income, adjusted for household size. See the published limits for Wayne County
Free help nearbyFree help near Westland
7 HUD-approved counseling agencies within 15 miles7 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Westland questions
Does Westland have its own down payment program?
Yes, one: City of Westland Homebuyer Program, a forgivable loan (forgiven over 5 yrs, income limits). It is for homes inside Westland.
Can I use assistance on a condo in Westland?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Wayne County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Wayne County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Westland?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Westland. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48185 · 48186
Nearby in Wayne
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.