Silent second
City of Flint Down Payment Assistance Program
First-time homebuyers · New construction · Income limits
Down payment assistance · Genesee County
Buying a home in Flint, MI
2 Flint programs, 1 county program and 9 statewide.Flint has 2 programs of its own, 1 more across Genesee County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Flint addresses
Flint’s own programs
First mortgage
Genesee County Habitat for Humanity Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Anywhere in GeneseeAnywhere in Genesee County
1 county program1 county program a Flint homebuyer can also use
The Flint marketThe Flint housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Flint
- 80.6% single-familysingle-family
- 4.5% townhousetownhouse
- 4.4% 2–4 units2–4 units
- 9.2% 5+ unitscondo & apartment buildings (5+ units)
- 1.3% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Flint’s homes were built
pre-19401970s2020+
93.6%
of Flint homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$82,100
County area median income, 4 people (HUD)HUD area median income, Genesee County, 4-person household (2026)
$37,646
Flint median household incomeMedian household income in Flint (Census, 2024)
14 of the 74 programs here set their income limit as a share of Genesee County’s area median income, adjusted for household size. See the published limits for Genesee County
Free help nearbyFree help near Flint
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Flint questions
Does Flint have its own down payment program?
Yes, 2: City of Flint Down Payment Assistance Program and Genesee County Habitat for Humanity Homeownership Program. Each is for homes inside Flint.
Can I use assistance on a condo in Flint?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Genesee County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Genesee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Flint?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Flint. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48501 · 48502 · 48503 · 48504 · 48505 · 48506 · 48507 · 48531 · 48532 · 48550 · 48551 · 48552 · 48553 · 48554 · 48555 · 48556 · 48557 · 48559
Nearby in Genesee
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.