Genesee County Down Payment Assistance Program
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Genesee County
Buying a home in Mount Morris, MI
2 county programs and 9 statewide.Mount Morris has no program of its own, 2 across Genesee County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Mount Morris
No program of Mount Morris’s own yet
No program run for Mount Morris alone is listed. A home in Mount Morris can use Genesee County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Flint, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in GeneseeAnywhere in Genesee County
2 county programs2 county programs a Mount Morris homebuyer can use
1 more program is for homes in Flint. See them 1 program in neighboring cities — for homes inside those cities, not Mount Morris
- Flint — City of Flint Down Payment Assistance Program
The Mount Morris marketThe Mount Morris housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Mount Morris
- 72.4% single-familysingle-family
- 0% townhousetownhouse
- 14.7% 2–4 units2–4 units
- 12.9% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. None of Mount Morris’s 2 local and county programs list condos as eligible. Genesee County Down Payment Assistance Program lists single-family. Genesee County Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Mount Morris’s homes were built
pre-19401970s2020+
89%
of Mount Morris homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$82,100
County area median income, 4 people (HUD)HUD area median income, Genesee County, 4-person household (2026)
$48,794
Mount Morris median household incomeMedian household income in Mount Morris (Census, 2024)
13 of the 73 programs here set their income limit as a share of Genesee County’s area median income, adjusted for household size. See the published limits for Genesee County
Free help nearbyFree help near Mount Morris
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Mount Morris questions
Does Mount Morris have its own down payment program?
No program run for Mount Morris alone is listed. A home in Mount Morris can use the 2 programs that cover Genesee County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Mount Morris?
None of Mount Morris’s 2 local and county programs list condos as eligible. Genesee County Down Payment Assistance Program lists single-family. Genesee County Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Genesee County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Genesee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mount Morris?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Mount Morris. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48458
Nearby in Genesee
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.