Marquette County Habitat for Humanity New Home Construction Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Marquette County
Buying a home in Ishpeming, MI
1 county program and 9 statewide.Ishpeming has no program of its own, 1 across Marquette County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Ishpeming
No program of Ishpeming’s own yet
No program run for Ishpeming alone is listed. A home in Ishpeming can use Marquette County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Muskegon, about 235 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MarquetteAnywhere in Marquette County
1 county program1 county program a Ishpeming homebuyer can use
The Ishpeming marketThe Ishpeming housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ishpeming
- 68% single-familysingle-family
- 2.5% townhousetownhouse
- 12.8% 2–4 units2–4 units
- 16.1% 5+ unitscondo & apartment buildings (5+ units)
- 0.6% mobile & othermobile home & other
About condos. Ishpeming’s one local program does not list condos as eligible. Marquette County Habitat for Humanity New Home Construction Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ishpeming’s homes were built
pre-19401970s2020+
87.6%
of Ishpeming homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$99,900
County area median income, 4 people (HUD)HUD area median income, Marquette County, 4-person household (2026)
$52,754
Ishpeming median household incomeMedian household income in Ishpeming (Census, 2024)
13 of the 72 programs here set their income limit as a share of Marquette County’s area median income, adjusted for household size. See the published limits for Marquette County
Free help nearbyFree help near Ishpeming
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Ishpeming’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Marquette County Habitat for Humanity New Home Construction Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Ishpeming questions
Does Ishpeming have its own down payment program?
No program run for Ishpeming alone is listed. A home in Ishpeming can use the 1 program that cover Marquette County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Ishpeming?
Ishpeming’s one local program does not list condos as eligible. Marquette County Habitat for Humanity New Home Construction Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Marquette County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Marquette County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ishpeming?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
49849
Nearby in Marquette
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.