Assistance grant
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance
First-time homebuyers · Income limits · Single Family · Modular · New Construction
Down payment assistance · Manistee County
Buying a home in Manistee, MI
1 Manistee program and 8 statewide.Manistee has 1 program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Manistee addresses
Manistee’s own program
The Manistee marketThe Manistee housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Manistee
- 69.3% single-familysingle-family
- 8.4% townhousetownhouse
- 10.5% 2–4 units2–4 units
- 11.9% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. Manistee’s one local program does not list condos as eligible. Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance lists single family, modular and new construction.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Manistee’s homes were built
pre-19401970s2020+
78.6%
of Manistee homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$85,500
County area median income, 4 people (HUD)HUD area median income, Manistee County, 4-person household (2026)
$60,541
Manistee median household incomeMedian household income in Manistee (Census, 2024)
12 of the 71 programs here set their income limit as a share of Manistee County’s area median income, adjusted for household size. See the published limits for Manistee County
Free help nearbyFree help near Manistee
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Manistee’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Manistee questions
Does Manistee have its own down payment program?
Yes, one: Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance, a assistance grant for first-time homebuyers (forgiven over 10 yrs, income limits). It is for homes inside Manistee.
Can I use assistance on a condo in Manistee?
Manistee’s one local program does not list condos as eligible. Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance lists single family, modular and new construction. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Manistee County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Manistee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Manistee?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
49660
Nearby in Manistee
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.