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Down payment assistance

Buying a home in Birchwood, MN

2 county programs and 8 statewide.

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What’s local to Birchwood

No program run for Birchwood alone is listed. A home in Birchwood can use Washington County’s programs below, plus the Minnesota statewide and federal ones.

The closest city that runs its own program is Shoreview, about 8 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Washington

2 county programs

1 more program is for homes in Woodbury. See them
  • Woodbury — City of Woodbury First-Time Homeownership Assistance Program

Income limits in Washington County

How programs here set their income limits

$131,500
County area median income, 4 people (HUD)

See the published limits for Washington County

Free help nearby

13 HUD-approved counseling agencies within 15 miles

2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Minnesota and nationwide

70 statewide & federal programs

Birchwood questions

Does Birchwood have its own down payment program?

No program run for Birchwood alone is listed. A home in Birchwood can use the 2 programs that cover Washington County and the 8 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Birchwood?

1 of Birchwood’s 2 local and county programs accept condos. Two Rivers Community Land Trust Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Washington County?

Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Washington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Birchwood?

HUD-approved housing counseling agencies teach homebuyer classes, and 13 agencies are within 15 miles of Birchwood. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.