Housing Authority of Jackson County HCV Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Jackson County
Buying a home in Helena, MS
1 county program and 13 statewide.Helena has no program of its own, 1 across Jackson County, and 13 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Helena
No program of Helena’s own yet
No program run for Helena alone is listed. A home in Helena can use Jackson County’s programs below, plus the Mississippi statewide and federal ones.
The closest city that runs its own program is Biloxi, about 24 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in JacksonAnywhere in Jackson County
1 county program1 county program a Helena homebuyer can use
The Helena marketThe Helena housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Helena
- 81.8% single-familysingle-family
- 10.8% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 7.4% mobile & othermobile home & other
About condos. Helena’s one local program does not list condos as eligible. Housing Authority of Jackson County HCV Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Helena’s homes were built
pre-19401970s2020+
54.5%
of Helena homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$86,800
County area median income, 4 people (HUD)HUD area median income, Jackson County, 4-person household (2026)
$101,750
Helena median household incomeMedian household income in Helena (Census, 2024)
14 of the 76 programs here set their income limit as a share of Jackson County’s area median income, adjusted for household size. See the published limits for Jackson County
Free help nearbyFree help near Helena
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Helena’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Housing Authority of Jackson County HCV Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Mississippi and nationwide
75 statewide & federal programs13 statewide programs, plus federal options
Helena questions
Does Helena have its own down payment program?
No program run for Helena alone is listed. A home in Helena can use the 1 program that cover Jackson County and the 13 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Helena?
Helena’s one local program does not list condos as eligible. Housing Authority of Jackson County HCV Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Jackson County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Jackson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Helena?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Helena. Create a free account and take the 90-second match to see the ones near you.
Nearby in Jackson
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.