Down payment assistance · Harrison County
Buying a home in Pass Christian, MS
13 statewide.Pass Christian has no program of its own, and 13 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Pass Christian
No program of Pass Christian’s own yet
No program run for Pass Christian or for Harrison County alone is listed. A home in Pass Christian can use the Mississippi statewide and federal programs below.
The closest city that runs its own program is Biloxi, about 22 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Biloxi. See them 1 program in neighboring cities — for homes inside those cities, not Pass Christian
- Biloxi — City of Biloxi HOME Program Homebuyer Assistance
The Pass Christian marketThe Pass Christian housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Pass Christian
- 83.9% single-familysingle-family
- 2.6% townhousetownhouse
- 6.4% 2–4 units2–4 units
- 7% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Pass Christian’s homes were built
20.1%
of Pass Christian homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
14 of the 75 programs here set their income limit as a share of Harrison County’s area median income, adjusted for household size. See the published limits for Harrison County
Free help nearbyFree help near Pass Christian
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Mississippi and nationwide
75 statewide & federal programs13 statewide programs, plus federal options
Pass Christian questions
Does Pass Christian have its own down payment program?
No program run for Pass Christian alone is listed. A home in Pass Christian can use the 13 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Pass Christian?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Harrison County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Harrison County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pass Christian?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Pass Christian. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
39571
Nearby in Harrison
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.