Down payment assistance · Rankin County
Buying a home in Richland, MS
13 statewide.Richland has no program of its own, and 13 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Richland
No program of Richland’s own yet
No program run for Richland or for Rankin County alone is listed. A home in Richland can use the Mississippi statewide and federal programs below.
The closest city that runs its own program is Jackson, about 4 miles away. City programs usually require the home to be inside that city’s limits.
The Richland marketThe Richland housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Richland
- 56.9% single-familysingle-family
- 0.5% townhousetownhouse
- 4.8% 2–4 units2–4 units
- 9.8% 5+ unitscondo & apartment buildings (5+ units)
- 28% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Richland’s homes were built
23.1%
of Richland homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
14 of the 75 programs here set their income limit as a share of Rankin County’s area median income, adjusted for household size. See the published limits for Rankin County
Free help nearbyFree help near Richland
9 HUD-approved counseling agencies within 15 miles9 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Mississippi and nationwide
75 statewide & federal programs13 statewide programs, plus federal options
Richland questions
Does Richland have its own down payment program?
No program run for Richland alone is listed. A home in Richland can use the 13 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Richland?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Rankin County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Rankin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Richland?
HUD-approved housing counseling agencies teach homebuyer classes, and 9 agencies are within 15 miles of Richland. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
39218
Nearby in Rankin
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.