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Down payment assistance

Buying a home in Badin, NC

6 statewide.

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What’s local to Badin

No program run for Badin or for Stanly County alone is listed. A home in Badin can use the North Carolina statewide and federal programs below.

The closest city that runs its own program is Concord, about 26 miles away. City programs usually require the home to be inside that city’s limits.

The Badin market

Kinds of homes here

  • 61.1% single-family
  • 9.6% townhouse
  • 28% 2–4 units
  • 0% 5+ units
  • 1.2% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

94.6%

of Badin homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$80,400
County area median income, 4 people (HUD)
$53,145
Badin median household income

See the published limits for Stanly County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across North Carolina and nationwide

68 statewide & federal programs

Badin questions

Does Badin have its own down payment program?

No program run for Badin alone is listed. A home in Badin can use the 6 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Badin?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Stanly County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Stanly County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Badin?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Badin. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

28009

Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.