Community Home Trust - Affordable Homeownership Program
Shared-appreciation loan · New construction · Income limits
Down payment assistance · Orange County
Buying a home in Carrboro, NC
1 county program and 6 statewide.Carrboro has no program of its own, 1 across Orange County, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Carrboro
No program of Carrboro’s own yet
No program run for Carrboro alone is listed. A home in Carrboro can use Orange County’s programs below, plus the North Carolina statewide and federal ones.
The closest city that runs its own program is Chapel Hill, about 1 mile away. City programs usually require the home to be inside that city’s limits.
Anywhere in OrangeAnywhere in Orange County
1 county program1 county program a Carrboro homebuyer can use
1 more program is for homes in Chapel Hill. See them 1 program in neighboring cities — for homes inside those cities, not Carrboro
- Chapel Hill — Town of Chapel Hill Employee Housing Program - Homebuyer Assistance
The Carrboro marketThe Carrboro housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Carrboro
- 41.8% single-familysingle-family
- 9.2% townhousetownhouse
- 5.5% 2–4 units2–4 units
- 43.1% 5+ unitscondo & apartment buildings (5+ units)
- 0.3% mobile & othermobile home & other
Condos count. Carrboro’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Carrboro’s homes were built
pre-19401970s2020+
28.8%
of Carrboro homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$129,900
County area median income, 4 people (HUD)HUD area median income, Orange County, 4-person household (2026)
$85,743
Carrboro median household incomeMedian household income in Carrboro (Census, 2024)
13 of the 69 programs here set their income limit as a share of Orange County’s area median income, adjusted for household size. See the published limits for Orange County
Free help nearbyFree help near Carrboro
6 HUD-approved counseling agencies within 15 miles6 HUD-approved housing counseling agencies within 15 miles
Carrboro’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Community Home Trust - Affordable Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across North Carolina and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Carrboro questions
Does Carrboro have its own down payment program?
No program run for Carrboro alone is listed. A home in Carrboro can use the 1 program that cover Orange County and the 6 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Carrboro?
Carrboro’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Orange County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Orange County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Carrboro?
HUD-approved housing counseling agencies teach homebuyer classes, and 6 agencies are within 15 miles of Carrboro. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
27510
Nearby in Orange
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.