Deferred second loan
Ada Jenkins Center Down Payment Assistance Program (CPLP)
Income limits · single_family · townhouse · condo
Down payment assistance · Mecklenburg County
Buying a home in Davidson, NC
2 Davidson programs and 6 statewide.Davidson has 2 programs of its own, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Davidson addresses
Davidson’s own programs
Forgivable loan
Homebuyer Assistance Program
First-time homebuyers · Income limits · Single-family detached, townhouse, condominium (typically deed-restricted affordable units).
Neighboring cities
4 programs for homes in nearby cities
The Davidson marketThe Davidson housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Davidson
- 63.5% single-familysingle-family
- 16.4% townhousetownhouse
- 1.2% 2–4 units2–4 units
- 18.8% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. All 2 of Davidson’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Davidson’s homes were built
pre-19401970s2020+
10.5%
of Davidson homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$117,400
County area median income, 4 people (HUD)HUD area median income, Mecklenburg County, 4-person household (2026)
$166,556
Davidson median household incomeMedian household income in Davidson (Census, 2024)
14 of the 70 programs here set their income limit as a share of Mecklenburg County’s area median income, adjusted for household size. See the published limits for Mecklenburg County
Free help nearbyFree help near Davidson
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across North Carolina and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Davidson questions
Does Davidson have its own down payment program?
Yes, 2: Ada Jenkins Center Down Payment Assistance Program (CPLP) and Homebuyer Assistance Program. Each is for homes inside Davidson.
Can I use assistance on a condo in Davidson?
All 2 of Davidson’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Mecklenburg County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Mecklenburg County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Davidson?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Davidson. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
28036
Nearby in Mecklenburg
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.