First mortgage
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)
Income limits · single_family
Down payment assistance · Wayne County
Buying a home in Goldsboro, NC
2 Goldsboro programs and 6 statewide.Goldsboro has 2 programs of its own, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Goldsboro addresses
Goldsboro’s own programs
Deferred second loan
City of Goldsboro Homebuyer Down Payment Assistance Program
First-time homebuyers · New construction · Income limits · Single Family
The Goldsboro marketThe Goldsboro housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Goldsboro
- 50.2% single-familysingle-family
- 6.6% townhousetownhouse
- 18.1% 2–4 units2–4 units
- 20.5% 5+ unitscondo & apartment buildings (5+ units)
- 4.7% mobile & othermobile home & other
About condos. None of Goldsboro’s 2 local and county programs list condos as eligible. Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP) lists single_family. City of Goldsboro Homebuyer Down Payment Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Goldsboro’s homes were built
pre-19401970s2020+
58.7%
of Goldsboro homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$70,300
County area median income, 4 people (HUD)HUD area median income, Wayne County, 4-person household (2026)
$48,540
Goldsboro median household incomeMedian household income in Goldsboro (Census, 2024)
14 of the 70 programs here set their income limit as a share of Wayne County’s area median income, adjusted for household size. See the published limits for Wayne County
Free help nearbyFree help near Goldsboro
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across North Carolina and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Goldsboro questions
Does Goldsboro have its own down payment program?
Yes, 2: Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP) and City of Goldsboro Homebuyer Down Payment Assistance Program. Each is for homes inside Goldsboro.
Can I use assistance on a condo in Goldsboro?
None of Goldsboro’s 2 local and county programs list condos as eligible. Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP) lists single_family. City of Goldsboro Homebuyer Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Wayne County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Wayne County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Goldsboro?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
27530 · 27531 · 27532 · 27533 · 27534
Nearby in Wayne
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.