Deferred second loan
Western Piedmont Council of Governments Down Payment Assistance (CPLP)
Income limits · single_family · townhouse · condo
Down payment assistance · Catawba County
Buying a home in Hickory, NC
1 Hickory program and 6 statewide.Hickory has 1 program of its own, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Hickory addresses
Hickory’s own program
The Hickory marketThe Hickory housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hickory
- 54.9% single-familysingle-family
- 3.9% townhousetownhouse
- 10.4% 2–4 units2–4 units
- 27.4% 5+ unitscondo & apartment buildings (5+ units)
- 3.5% mobile & othermobile home & other
Condos count. Hickory’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hickory’s homes were built
pre-19401970s2020+
46.6%
of Hickory homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$85,200
County area median income, 4 people (HUD)HUD area median income, Catawba County, 4-person household (2026)
$64,576
Hickory median household incomeMedian household income in Hickory (Census, 2024)
13 of the 69 programs here set their income limit as a share of Catawba County’s area median income, adjusted for household size. See the published limits for Catawba County
Free help nearbyFree help near Hickory
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Hickory’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Western Piedmont Council of Governments Down Payment Assistance (CPLP) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across North Carolina and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Hickory questions
Does Hickory have its own down payment program?
Yes, one: Western Piedmont Council of Governments Down Payment Assistance (CPLP), a deferred second loan (income limits). It is for homes inside Hickory.
Can I use assistance on a condo in Hickory?
Hickory’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Catawba County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Catawba County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hickory?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Hickory. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
28601 · 28602 · 28603
Nearby in Catawba
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.