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Down payment assistance

Buying a home in River Road, NC

6 statewide.

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What’s local to River Road

No program run for River Road or for Beaufort County alone is listed. A home in River Road can use the North Carolina statewide and federal programs below.

The closest city that runs its own program is Greenville, about 22 miles away. City programs usually require the home to be inside that city’s limits.

The River Road market

Kinds of homes here

  • 66.3% single-family
  • 0.5% townhouse
  • 3.5% 2–4 units
  • 1.4% 5+ units
  • 28.4% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

54.3%

of River Road homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$77,100
County area median income, 4 people (HUD)
$46,352
River Road median household income

See the published limits for Beaufort County

Free help nearby

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Across North Carolina and nationwide

68 statewide & federal programs

River Road questions

Does River Road have its own down payment program?

No program run for River Road alone is listed. A home in River Road can use the 6 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in River Road?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Beaufort County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Beaufort County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near River Road?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.