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Down payment assistance

Buying a home in Thurmond, NC

6 statewide.

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What’s local to Thurmond

No program run for Thurmond or for Wilkes County alone is listed. A home in Thurmond can use the North Carolina statewide and federal programs below.

The closest city that runs its own program is Winston-Salem, about 42 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Wilkes County

How programs here set their income limits

$67,400
County area median income, 4 people (HUD)

See the published limits for Wilkes County

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Across North Carolina and nationwide

68 statewide & federal programs

Thurmond questions

Does Thurmond have its own down payment program?

No program run for Thurmond alone is listed. A home in Thurmond can use the 6 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Thurmond?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Wilkes County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Wilkes County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Thurmond?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

28683

Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.