Deferred second loan
Purchase Resell Rehab Down Payment Assistance (NeighborWorks Northeast Nebraska)
Income limits
Down payment assistance · Madison County
Buying a home in Norfolk, NE
4 Norfolk programs and 12 statewide.Norfolk has 4 programs of its own, and 12 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Norfolk addresses
Norfolk’s own programs
Assistance grant
Down Payment Assistance Program
Income limits · Existing single-family detached, condominium, townhouse · manufactured home on permanent foundation · new construction permitted under FHLB NAHI rules.
Deferred second loan
Homeownership Assistance
First-time homebuyers · New construction · Income limits · Existing single-family detached and townhouses · NWNEN PRR-acquired and rehabilitated homes · some new-construction NWNEN-developed homes.
Deferred second loan
NeighborWorks Northeast Nebraska New Construction Down Payment Assistance
New construction · Income limits
The Norfolk marketThe Norfolk housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Norfolk
- 60.7% single-familysingle-family
- 5.1% townhousetownhouse
- 6.5% 2–4 units2–4 units
- 24.7% 5+ unitscondo & apartment buildings (5+ units)
- 3% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Norfolk’s homes were built
pre-19401970s2020+
57.4%
of Norfolk homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$90,000
County area median income, 4 people (HUD)HUD area median income, Madison County, 4-person household (2026)
$58,884
Norfolk median household incomeMedian household income in Norfolk (Census, 2024)
10 of the 78 programs here set their income limit as a share of Madison County’s area median income, adjusted for household size. See the published limits for Madison County
Free help nearbyFree help near Norfolk
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Nebraska and nationwide
74 statewide & federal programs12 statewide programs, plus federal options
Norfolk questions
Does Norfolk have its own down payment program?
Yes, 4: Purchase Resell Rehab Down Payment Assistance (NeighborWorks Northeast Nebraska), Down Payment Assistance Program, Homeownership Assistance and NeighborWorks Northeast Nebraska New Construction Down Payment Assistance. Each is for homes inside Norfolk.
Can I use assistance on a condo in Norfolk?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Madison County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Madison County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Norfolk?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
68701 · 68702
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.