NH Capital Region Habitat for Humanity Homeownership Program
First mortgage · Income limits
Down payment assistance · Merrimack County
Buying a home in Contoocook, NH
1 county program and 14 statewide.Contoocook has no program of its own, 1 across Merrimack County, and 14 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Contoocook
No program of Contoocook’s own yet
No program run for Contoocook alone is listed. A home in Contoocook can use Merrimack County’s programs below, plus the New Hampshire statewide and federal ones.
The closest city that runs its own program is Manchester, about 20 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MerrimackAnywhere in Merrimack County
1 county program1 county program a Contoocook homebuyer can use
The Contoocook marketThe Contoocook housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Contoocook
- 78.2% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 17.5% 5+ unitscondo & apartment buildings (5+ units)
- 4.3% mobile & othermobile home & other
About condos. Contoocook’s one local program does not list condos as eligible. NH Capital Region Habitat for Humanity Homeownership Program lists manufactured and single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Contoocook’s homes were built
pre-19401970s2020+
80.3%
of Contoocook homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$128,600
County area median income, 4 people (HUD)HUD area median income, Merrimack County, 4-person household (2026)
$97,928
Contoocook median household incomeMedian household income in Contoocook (Census, 2024)
14 of the 77 programs here set their income limit as a share of Merrimack County’s area median income, adjusted for household size. See the published limits for Merrimack County
Free help nearbyFree help near Contoocook
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Contoocook’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.NH Capital Region Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Hampshire and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
Contoocook questions
Does Contoocook have its own down payment program?
No program run for Contoocook alone is listed. A home in Contoocook can use the 1 program that cover Merrimack County and the 14 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Contoocook?
Contoocook’s one local program does not list condos as eligible. NH Capital Region Habitat for Humanity Homeownership Program lists manufactured and single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Merrimack County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Merrimack County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Contoocook?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
03229
Nearby in Merrimack
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.