NH Capital Region Habitat for Humanity Homeownership Program
First mortgage · Income limits
Down payment assistance · Merrimack County
Buying a home in Pembroke, NH
1 county program and 14 statewide.Pembroke has no program of its own, 1 across Merrimack County, and 14 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Pembroke
No program of Pembroke’s own yet
No program run for Pembroke alone is listed. A home in Pembroke can use Merrimack County’s programs below, plus the New Hampshire statewide and federal ones.
The closest city that runs its own program is Manchester, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MerrimackAnywhere in Merrimack County
1 county program1 county program a Pembroke homebuyer can use
Income limits in Merrimack County
How programs here set their income limits
$128,600
County area median income, 4 people (HUD)HUD area median income, Merrimack County, 4-person household (2026)
14 of the 77 programs here set their income limit as a share of Merrimack County’s area median income, adjusted for household size. See the published limits for Merrimack County
Free help nearbyFree help near Pembroke
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
Pembroke’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.NH Capital Region Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Hampshire and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
Pembroke questions
Does Pembroke have its own down payment program?
No program run for Pembroke alone is listed. A home in Pembroke can use the 1 program that cover Merrimack County and the 14 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Pembroke?
Pembroke’s one local program does not list condos as eligible. NH Capital Region Habitat for Humanity Homeownership Program lists manufactured and single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Merrimack County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Merrimack County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pembroke?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Pembroke. Create a free account and take the 90-second match to see the ones near you.
Nearby in Merrimack
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.