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Down payment assistance

Buying a home in Dover, NH

1 county program and 14 statewide.

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What’s local to Dover

No program run for Dover alone is listed. A home in Dover can use Strafford County’s programs below, plus the New Hampshire statewide and federal ones.

The closest city that runs its own program is Portsmouth, about 10 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Strafford

1 county program

The Dover market

Kinds of homes here

  • 41.1% single-family
  • 7.3% townhouse
  • 17.1% 2–4 units
  • 32.2% 5+ units
  • 2.4% mobile & other

About condos. Dover’s one local program does not list condos as eligible. Southeast New Hampshire Habitat for Humanity Homeownership Program lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

54.8%

of Dover homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$140,900
County area median income, 4 people (HUD)
$94,829
Dover median household income

See the published limits for Strafford County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across New Hampshire and nationwide

76 statewide & federal programs

Dover questions

Does Dover have its own down payment program?

No program run for Dover alone is listed. A home in Dover can use the 1 program that cover Strafford County and the 14 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Dover?

Dover’s one local program does not list condos as eligible. Southeast New Hampshire Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Strafford County?

Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Strafford County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Dover?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Dover. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

03820 · 03821 · 03822

Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.