Southeast New Hampshire Habitat for Humanity Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Strafford County
Buying a home in Somersworth, NH
1 county program and 14 statewide.Somersworth has no program of its own, 1 across Strafford County, and 14 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Somersworth
No program of Somersworth’s own yet
No program run for Somersworth alone is listed. A home in Somersworth can use Strafford County’s programs below, plus the New Hampshire statewide and federal ones.
The closest city that runs its own program is Portsmouth, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in StraffordAnywhere in Strafford County
1 county program1 county program a Somersworth homebuyer can use
The Somersworth marketThe Somersworth housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Somersworth
- 44.2% single-familysingle-family
- 0.4% townhousetownhouse
- 27.5% 2–4 units2–4 units
- 21.3% 5+ unitscondo & apartment buildings (5+ units)
- 6.6% mobile & othermobile home & other
About condos. Somersworth’s one local program does not list condos as eligible. Southeast New Hampshire Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Somersworth’s homes were built
pre-19401970s2020+
64.2%
of Somersworth homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$140,900
County area median income, 4 people (HUD)HUD area median income, Strafford County, 4-person household (2026)
$74,504
Somersworth median household incomeMedian household income in Somersworth (Census, 2024)
14 of the 77 programs here set their income limit as a share of Strafford County’s area median income, adjusted for household size. See the published limits for Strafford County
Free help nearbyFree help near Somersworth
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Hampshire and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
Somersworth questions
Does Somersworth have its own down payment program?
No program run for Somersworth alone is listed. A home in Somersworth can use the 1 program that cover Strafford County and the 14 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Somersworth?
Somersworth’s one local program does not list condos as eligible. Southeast New Hampshire Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Strafford County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Strafford County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Somersworth?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Somersworth. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
03878
Nearby in Strafford
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.