Twin Pines Housing Shared-Equity Homeownership Program (Down Payment Grants)
Twin Pines Housing (Twin Pines Housing Trust)
Assistance grant · Income limits
Down payment assistance
80 programs a Haverhill buyer could use — grants, forgivable loans, and tax credits. Free to explore, no SSN, no credit pull.
Free forever · No credit pull · 90 seconds
Programs available
Open to first-time buyers
Forgivable
Largest award
Twin Pines Housing (Twin Pines Housing Trust)
Assistance grant · Income limits
AHEAD, Inc. (Affordable Housing, Education and Development)
Forgivable loan · Forgiven over 5 yrs · Income limits
Pemi-Valley Habitat for Humanity
Down-payment assistance · New construction · Income limits
Upper Valley Habitat for Humanity
Down-payment assistance · New construction · Income limits
New Hampshire Housing Finance Authority (New Hampshire Housing)
First mortgage · Income limits
Federal Home Loan Bank of Boston (FHLBank Boston)
Forgivable loan · Income limits
Federal Home Loan Bank of Boston (FHLBank Boston)
Forgivable loan · Forgiven over 5 yrs · Income limits
Federal Home Loan Bank of Boston (FHLBank Boston)
Forgivable loan · Forgiven over 5 yrs · Income limits
New Hampshire Housing Finance Authority (New Hampshire Housing)
Mortgage credit certificate · New construction · Income limits
Assistance grant · New construction · Income limits
Forgivable loan · Forgiven over 4 yrs · Income limits
Forgivable loan · Forgiven over 4 yrs · Income limits
Forgivable loan · Forgiven over 4 yrs · Income limits
Forgivable loan · Forgiven over 4 yrs · Income limits
Forgivable loan · Forgiven over 4 yrs · Income limits
Forgivable loan · Forgiven over 4 yrs · Income limits
USDA Rural Development, Rural Housing Service
First mortgage · New construction · Income limits
Deferred second loan · New construction · Income limits
Assistance grant · Income limits
First mortgage
Assistance grant · Income limits
Deferred second loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · New construction
Forgivable loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · New construction · Income limits
Assistance grant
Deferred second loan · Forgiven over 3 yrs · Income limits
Assistance grant
Assistance grant
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Shared-appreciation loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Assistance grant · New construction · Income limits
Assistance grant
Assistance grant
Assistance grant · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
First mortgage · Income limits
Assistance grant · Income limits
What’s local to Haverhill
There are no programs run by Haverhill itself. A Haverhill buyer uses Grafton County’s programs, plus the statewide and federal ones above — all of which are open to them.
The closest city that runs its own program is Manchester, about 78 miles away. City programs usually require the home to be inside that city’s limits — worth checking if you’re still choosing where to buy.
HUD puts the 2026 area median income for Grafton County at $112,000 for a four-person household. 17 of the programs listed here set an income limit as a percentage of that figure, which is why the same program admits a different income in a different county. Published limits for New Hampshire →
90-second match
Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.
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