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Down payment assistance

Buying a home in Wakefield, NH

1 county program and 14 statewide.

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What’s local to Wakefield

No program run for Wakefield alone is listed. A home in Wakefield can use Carroll County’s programs below, plus the New Hampshire statewide and federal ones.

The closest city that runs its own program is Portsmouth, about 37 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Carroll

1 county program

Income limits in Carroll County

How programs here set their income limits

$108,800
County area median income, 4 people (HUD)

See the published limits for Carroll County

Free help nearby

Free help from a HUD-approved housing counselor

Wakefield’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across New Hampshire and nationwide

76 statewide & federal programs

Wakefield questions

Does Wakefield have its own down payment program?

No program run for Wakefield alone is listed. A home in Wakefield can use the 1 program that cover Carroll County and the 14 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Wakefield?

Wakefield’s one local program does not list condos as eligible. Mount Washington Valley Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Carroll County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Carroll County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Wakefield?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.