Habitat for Humanity Northwest New Jersey Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Warren County
Buying a home in Hardwick, NJ
1 county program and 19 statewide.Hardwick has no program of its own, 1 across Warren County, and 19 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Hardwick
No program of Hardwick’s own yet
No program run for Hardwick alone is listed. A home in Hardwick can use Warren County’s programs below, plus the New Jersey statewide and federal ones.
The closest city that runs its own program is Bedminster, about 30 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WarrenAnywhere in Warren County
1 county program1 county program a Hardwick homebuyer can use
Income limits in Warren County
How programs here set their income limits
$127,900
County area median income, 4 people (HUD)HUD area median income, Warren County, 4-person household (2026)
20 of the 82 programs here set their income limit as a share of Warren County’s area median income, adjusted for household size. See the published limits for Warren County
Free help nearbyFree help near Hardwick
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Hardwick questions
Does Hardwick have its own down payment program?
No program run for Hardwick alone is listed. A home in Hardwick can use the 1 program that cover Warren County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hardwick?
Hardwick’s one local program does not list condos as eligible. Habitat for Humanity Northwest New Jersey Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Warren County?
Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Warren County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hardwick?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Warren
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.