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Down payment assistance

Buying a home in Bridgeport, NY

1 county program and 3 statewide.

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What’s local to Bridgeport

No program run for Bridgeport alone is listed. A home in Bridgeport can use Madison County’s programs below, plus the New York statewide and federal ones.

The closest city that runs its own program is Rome, about 26 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Madison

1 county program

Income limits in Madison County

How programs here set their income limits

$106,800
County area median income, 4 people (HUD)

See the published limits for Madison County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

Bridgeport’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across New York and nationwide

65 statewide & federal programs

Bridgeport questions

Does Bridgeport have its own down payment program?

No program run for Bridgeport alone is listed. A home in Bridgeport can use the 1 program that cover Madison County and the 3 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Bridgeport?

Bridgeport’s one local program does not list condos as eligible. Madison County Down Payment Assistance + Rehabilitation Grant lists single-family detached, 2-family owner-occupied and manufactured home (on owned land). Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Madison County?

Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Madison County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Bridgeport?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Bridgeport. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

13030

Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.